Take the lead today on your economic stability, backed by the State.
We provide modern digital tools for the strategic management of your savings, in alliance with Peru's leading public finance institutions.
A clear route to growth
Discover how thousands of Peruvian entrepreneurs are optimizing their surpluses with the guidance of our public finance specialists.
Flubrio brings together training, advisory and control tools so your capital works within a formal, secure and traceable framework. Built for entrepreneurs, professionals and families in Lima, Arequipa, Trujillo, Cusco, Piura and every developing region of the country.
Discover formal, secure mechanisms to strengthen your wealth
Four pillars that structure every financial decision inside the platform.
State backing
We operate under public guidelines in force in 2026, aligned with the SBS, MEF and SMV, ensuring institutional traceability and supervision.
Modern digital tools
Savings simulators, tax planning and real-time dashboards designed specifically for the Peruvian context and the sol as base currency.
Public finance specialists
Certified team of economists, registered public accountants and tax lawyers who guide each user with real cases.
Formal and secure mechanisms
Auditable, end-to-end encrypted processes. We comply with Personal Data Protection Law No. 29733 and ISO 27001 standards.
Four steps to take control
No in-person paperwork. Activate your account in less than 15 minutes from any region of Peru.
Register with your email
Create your citizen profile on the platform and receive a personalised financial diagnosis.
Define your goals
State your short, medium and long-term objectives: housing, education, retirement or business expansion.
Receive your roadmap
A public finance specialist validates your plan and delivers a clear roadmap with monthly milestones.
Execute and monitor
Use the official dashboard to track progress, adjust parameters and share reports with your accountant.
Programme figures as of the first quarter of 2026
Real stories of Peruvians who took control
Verified cases of entrepreneurs and professionals in Lima, Arequipa and Cusco.
“I had run my textile workshop in Gamarra for ten years without knowing how to organise my surpluses. With Flubrio I learnt to separate personal and business cashflow, and in 2026 I will open a second store in Trujillo.
“As a freelance engineer I invoice in soles and dollars. The tax planning Flubrio designed for me saved nearly 18 thousand soles in the last fiscal year.
“I used to think financial planning was just for large companies. Today my family has an emergency fund and a study plan for my two children.
Get the official 2026 guide
Access the official platform and plan your future here.
We will send you the workbook "Personal Finance Peru 2026" along with a slot for the next free diagnostic session with a programme specialist.
Frequently asked questions
We answer the most common questions from people joining the programme.
Does Flubrio charge citizens a fee?+
Access to the initial diagnosis, the digital tools and group sessions with specialists is completely free throughout 2026. Premium personalised advisory services are optional.
How is my personal and financial information protected?+
We comply with Peru's Personal Data Protection Law No. 29733 and hold an ISO/IEC 27001 certification valid through 2026. All information is encrypted in transit and at rest.
Who can register?+
People over 18 residing in Peru, as well as Peruvians abroad holding a valid DNI. We prioritise small business owners, independent professionals and families.
Does the platform replace my accountant or advisor?+
No. Flubrio is an additional layer of planning and financial education. Its reports are compatible with any registered accounting firm in Peru.
Which regions can take part?+
All 25 regions of Peru. The platform works on modern browsers and mobile devices, with no additional apps required.
Take the decision your economy was waiting for
Activate your free account and receive your personalised 2026 financial diagnosis within 48 hours.
Activate my account now